Debbie Micallef
1801 E. Main Street Suite C
Alice, TX
78332
Office: (361) 661-1285
Cell: (361) 726-9310
Fax: (361) 396-0055
Email: dmicallef@fcmchou.com
License: NMLS # 244440
Debbie Micallef has been originating loans for over 25 years, 10 of those years in South Texas. Debbie uses her knowledge and experience to tailor a loan for your specific needs. Debbie has extensive knowledge in Conventional, FHA, VA, Texas Veteran Land Board Loans, and Texas Bond Loans. Whether you are buying your first or second home, refinancing your current home, or investing, Debbie is the perfect loan officer to help you.
Consumer Complaint and Mortgage Broker Recovery Fund Notice
PURSUANT TO THE REQUIREMENTS OF SECTION 157.007 OF THE TEXAS MORTGAGE BANKER ACT, CHAPTER 157, TEXAS FINANCE CODE, YOU ARE HEREBY NOTIFIED OF THE FOLLOWING: COMPLAINTS REGARDING A LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD BE SENT TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT www.sml.texas.gov.