Committed to Exemplary Service

Our Management



 Chief Executive Officer

  In 1992, with two employees, Clif Crabtree founded First Continental Mortgage, Ltd. Under Clif's guidance, the operation grew into a nationwide mortgage lending firm. Since his entry into the mortgage business in 1973, Clif has earned and maintained his reputation as an industry leader. He has served as president of the Houston Mortgage Bankers’ Association and is actively involved in industry issues. Clif's continued leadership and vision has ensured the company’s commitment to its business plan of developing and successfully operating mortgage partnership opportunities with home builders.


Senior Executive Vice President

  Andy Perlman is responsible for the development of partner relationships with home builders nationwide. Andy has 19 years of experience in home-building operations and he understands the needs and issues that are most important to our home-builder partners. He maintains frequent communication with our builder clients and works closely with them to ensure that their needs and their buyers’ needs are satisfactorily handled. Andy's insight is critical to the continued refinement of our business strategy as it comes from a builder’s perspective.


 Chief Financial Officer

  Debbie Seime joined First Continental Mortgage, Ltd. in 2002. She has overall responsibility for accounting, finance and human resources. Debbie brings over 25 years of experience in problem solving and implementation of initiatives in a multitude of industries to include real estate, asset management, retail, pharmaceuticals and technology. She spent five years in public accounting, part of that with the national firm Deloitte Touche. Prior to First Continental Mortgage, Ltd. she was a manager with Crow Holdings in Dallas. She has experience in start-up companies as well as medium and large corporations, all of which have brought her the business experience to manage the financial operations of mortgage partnerships with builders and retail operators. Debbie is a Certified Public Accountant, is a member of the Texas Society of Certified Public Accountants and the AICPA. Debbie has a Bachelor of Arts from Mount Union College in Alliance, Ohio.

Working with our loan officer was a pleasure. We particularly appreciate the phone call to remind us to lock our rate and the very affordable second lien.

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